Number 15 - May 2025

Introduction

In this latest edition of Economy and Insurance magazine, we present four articles that take an in-depth look at the major challenges and transformations shaping the global insurance industry. The issue delves into the economic and monetary outlook, the impact of climate change, lending patterns, and evolving trends in the insurance sector, offering a comprehensive view of today’s global financial and insurance landscape.

Number 15 - May 2025

  • El informe presenta la actualización trimestral de previsiones macroeconómicas y de crecimiento de primas para el sector asegurador hacia el segundo trimestre de 2025

  • El sector asegurador mantiene una resiliencia global enfrentando cierta incertidumbre sobre el crecimiento de las primas, a partir del comportamiento de los tipos de interés e inflación

  • El informe analiza la relación entre la evolución del crédito y la actividad aseguradora, destacando cómo el crédito impulsa el consumo y la inversión

  • Impacto del cambio climático sobre los riesgos extraordinarios asegurables, en un contexto de intensificación de fenómenos meteorológicos extremos y ampliación de la brecha de protección

Previous editions

Number 14 - November 2024

Number 13 - May 2024

Number 12 - November 2023

Number 11 - May 2023

Number 10 - November 2022

  • The report highlights premium growth, but the sector faces high inflation eroding profitability and has not yet recovered to pre-pandemic levels

  • The market experienced strong premium growth after last year's contraction, driven by improved economic performance and changes in monetary policy

  • It shows a global economy in a depletion phase with possible shifts towards a multipolar world due to geopolitical tensions and evolving monetary and fiscal policies

  • The insurance sector faces challenges in a complex economic environment due to tightening monetary policy, inflation and financial volatility

  • Special contribution by Dr. Juan E. del Llano Señarís, Director, Gaspar Casal Foundation on the influence that humans exert on the nature of our planet and its repercussions

Number 9 - May 2022

Number 8 - November 2021

Number 7 - May 2021

Number 6 - November 2020

  • In 2019, insurance penetration, density and depth rates decreased slightly, with Non-Life insurance slightly above the European average and Life insurance slightly below

  • Provides an overview of the industry's performance in the region: good performance in life insurance due to favourable interest rates, despite weak economic growth in the region

  • The report highlights that, although economic growth forecasts for this year have been revised upwards, economic recovery will be slow

  • The global economy is facing a contraction due to the COVID-19 pandemic, which will affect the insurance sector, especially due to low interest rates

  • Provides details of the different life insurance products that can be found in a number of selected insurance markets

Number 5 - May 2020

Number 4 - November 2019

Number 3 - May 2019

Number 2 - November 2018

Number 1 - May 2018